How to track your daily expenses
Five steps to start tracking daily spending: the tool, the timing, the categories, and how to stay consistent past 30 days.
Articles 6 articles
Money guides you can act on today
How to track spending, manage monthly money, save, and handle small business bookkeeping. Written in easy-to-understand language by the maker of Catatku, and still useful even if you don't use the app.
How to budget your monthly income
Split your salary the day it lands: 50% needs, 30% wants, 20% savings. With a worked Rp 4,000,000 example and the envelope method.
How to save money on a small salary
Pay yourself first, start at 5 to 10%, plug the small daily leaks, and build an emergency fund of 3 to 6 months of expenses.
How to manage household finances
One shared record, the usual household budget buckets, three ways couples split responsibility, and a 15-minute monthly review.
How to track debts and receivables
What to write down when money is borrowed or lent: the amount, the dates, the due date, and how to collect without souring the relationship.
Simple bookkeeping for small businesses
Separate business money from personal money, record three things daily, pay yourself a salary, and read your monthly net profit.